摘要：中国是世界上最大的发展中国家，是一个人口大国，幅员辽阔，自然资源丰富。但由于人口基数大，人均占有量很低，最明显的问题就是人力资源过剩，而人力资源过剩又主要表现为可利用的人力资源的匮乏。作为幅员不大的经济重省江苏，如何合理有效地利用智力资本，使之发挥更大的效用，是一个非常值得探讨的问题。本文首先详细了解并理清江苏智力资本现状，归纳总结城市智力资本投资的优劣之处，其次，对各个优劣之处的原因加以分析评价，找出现象的根源所在，最后，针对上一步分析的原因症结所在，综合根据实际情况，提出相应的意见和建议。

关键词：智力资本； 经济效益； 区域经济

Abstract：China is the world's largest developing country , which has a large population, vast territory and abundant natural resources. However, due to the large population base, per capita consumption is very low, the most obvious problem is the excess of human resources, and the lack of available human resources is the main aspects of human resource surplus. Heavier as the link with the economy is not the province of Jiangsu, it is really worth discussing how to use intellectual capital reasonably and effectively to make it play a greater effectiveness. This article First to learn more about and sort out the Jiangsu intellectual capital status quo, and summarized at the summary of the strengths and weaknesses of the city of intellectual capital investment, and Secondly, analysis and evaluation of the strengths and weaknesses of the reasons to find out the causes of the phenomenon where, Finally, for the previous step analyze the reasons for the crux of the synthesis according to the actual situation, opinions and recommendations.

Key words：Intellectual capital；Economic benefits；Regional economy