摘要:假币在市场流通危害银行和客户的切身利益，基层银行的责任重大。货币已经有很长的历史，防止假币流通关系到金融、经济、社会的稳定。现在我国交易市场中假人民币流通减少，假外币仍然存在。我国基层银行在反假币工作中存在一些问题，其中包括鉴别器具不足，有关员工验钞技术应用问题，人们法律意识淡薄，宣传推广等。这些问题因为涉及范围广、普及困难，所以难以解决。对于存在的问题提出的建议有：相关机构应严格执行法律法规，推广卡类消费，加强群众法律意识，改进防伪技术等等。为了促进社会和谐、经济繁荣，我们每个人都有责任防止假货币在市场上流通。

关键字：基层银行，反假货币，招商银行

Abstract:The false coin harms the bank and the customer vital interest in the market distribution, the basic unit bank responsibility is significant. The currency already had the very long history, prevents the false coin circulation to relate financial, the economical, society's stability. Now in our country trading market the false Renminbi circulation reduces, the false foreign currency still existed. Our country Basic unit Bank has some problems in the counter-false coin work, including distinguishes the appliance to be insufficient, the concerned staff examines the paper money technology application question, the people legal awareness is light, propaganda promotion and so on. Because these questions involve the scope broadly, the popular difficulty, therefore solves with difficulty. The suggestion which proposed regarding the existence question includes: The related organizations should the strict dispensing justice laws and regulations, the promoted card class expense, strengthen the populace legal awareness, improvement forgery-proof technology and so on. In order to promote the society harmoniously, the economic boom, our each people have the responsibility to prevent the false currency to circulate in the market.

Key Words：Bank of Basic, Opposes the false Currency, China Merchants Bank