摘要：今天，国内外的经济形势发生了深刻改变，国际货币体系也正在进行调整，人民币的国际地位也在逐步提高。在2001年,我国加入了WTO,融入了世界经济竞争的这个大环境中, 在此宏观环境之下，中国商业银行必须找到适合中国具体国情的一条国际化发展路径.根据自身条件及战略安排选择国际化发展模式，衡量一个国家经济实力的重要标志是由国家商业银行国际化经营的业绩和其在国际金融市场上的地位所决定的。国际化成为了当代商业银行的一个重要发展方向，已经在世界范围内形成一定的规模。所以国际化经营是我国商业银行发展改革和发展的必然趋势。

　　　本文从分析中国商业银行业的发展前景,发展现状,商业银行国际化的背景等方面进行商业银行国际化经营的路径探析.

关键词：商业银行  国际化  背景  路径探析

ABSTRACT：Today, domestic and international economic situation has undergone profound changes in the international monetary system is also underway to adjust the yuan's international status is gradually improving. In 2001, China joined the WTO, integration into the world economy to compete in this environment, in this macro environment, Chinese commercial banks have to find the one suitable for China's specific national conditions and international development path according to its own conditions and strategic arrangement options international development model, to measure an important indicator of national economic strength by the National commercial Bank's international operations in the international financial performance and its position on the market of the decision. International Chemical for contemporary commercial banks is an important direction of development, has been in the world formed a certain scale. So international operation is the development of China's commercial banks reform and development trend.

　　　This paper analyzes the development prospects of Chinese commercial banks, development status, commercial banks, international background in areas such as commercial banks Path of international operations.

Keywords: commercial bank  international  background  the Analysis of Path