摘要：美国次贷危机的爆发揭露出金融衍生品市场监管的缺陷和风险管理的不足。我国金融衍生品市场尚处于发展初期，如何构建有效的监管体系，确保市场健康发展成为我国金融市场建设中面临的重要问题。本文以次贷危机为视角分析国际和我国金融衍生品市场监管体系的不足，在此基础上提出了完善我国金融衍生品市场监管相应的对策建议。

关键字：次贷危机  金融衍生品  金融监管  个人投资者

Abstract: The outbreak of the U.S. subprime mortgage crisis revealed the defects of the supervision of financial derivatives market and the shortcomings of risk management. Chinese financial derivatives market is still in the early stage, how to build effective the regulatory system in order to make sure that the  healthy development of the market has become the construction of Chinese financial market could be faced with important issues. From the perspective of the subprime mortgage crisis to analyse the shortcomings of the supervision of international and Chinese financial derivatives market, and based on this, puts forward how to perfect the supervision of Chinese financial derivatives market the corresponding countermeasures and suggestions in this paper. 

Key words: the subprime mortgage crisis; financial derivatives; financial supervision; individual investors

　　在我国金融衍生品的监管问题上我们不能因噎废食,对于投资者而言，也不能因此杯弓蛇影，应当汲取美国次贷危机的教训,结合我国经济发展的现状，加强对我国金融衍生品市场风险的监管措施,加大投资者的风险投资的控制力度,积极稳妥地发展我国的金融衍生品市场。本文以我国金融衍生品的市场现状为切入点，结合美国次贷危机对我国金融衍生品市场监管启示，从法律和制度上提出完善我国金融衍生品市场市场建议和意见。