摘要:20世纪90年代以来，一大批中小型企业迅速形成和发展，成为推动经济发展的主导力量。中小企业提供了社会上大多数的就业岗位,容纳了大部分社会劳动力就业，在促进社会经济增长以及解决就业和再就业问题,发挥着非常重要的作用。中小企业具有不可替代的特殊的战略地位。但是，不少中小企业因为缺乏运营资金，企业生存面临重大威胁。融资渠道单一，融资成本较高等融资方面的问题已经严重影响并且减慢了中小企业的发展速度，成为影响和阻碍中小企业发展的主要因素。中小企业想要持久稳定的发展，必须想办法解决这个难题。而要想解决中小企业融资难的问题，首先需要找出企业融资具体存在哪些问题，再从多方面分析造成企业融资难问题的各方面原因，最后有针对性的提出解决方案。在当前社会的经济发展情况下，针对某一典型的具有代表性的企业来分析其融资状况，帮助它分析缓解融资困境是值得研究和探讨的，这对采取什么样的办法解决普遍中小企业的融资难问题具有很大的参考价值。

    所以本文是基于对中小企业融资难的问题，从微观角度有针对性的对连云港盛泰贸易有限公司融资难问题进行研究，分析公司的资金需求以及融资过程中出现的问题，找出造成其融资困难的影响因素，并就盛泰公司融资现状、拓宽其融资渠道提出有效的建议与解决对策，以缓解盛泰贸易有限公司融资难困境。

关键词 中小企业；融资困境；融资对策

Abstract:Since 1990s, A large number of small and medium-sized enterprises have being formed and developed. SMEs have become the leading force in promoting economic development,which can not be replaced by the large enterprises and it has the special strategic position in economic and social development. SMEs accommodate the majority workers, Plays an important role in the process of promoting economic growth and reemployment. Financing difficulties caused by the mode of financing of SMEs single, narrow channels of financing, financing structure, there are many defects ubiquitous the financing channels for narrow-minded, There are many deficiencies in the financing structure. Financing small and medium enterprises has seriously hampered the pace of development in China. SMEs have had a great impact because of the lack of funding, many SMEs are faced with the plight of imminent collapse, but from a long-term perspective, the issue of financing has become an obstacle to small and medium-sized the main reasons for enterprise development. Want to solve the survival and development of small and medium-sized obstacles, to try to solve the financing problem of is an effective way. 

　　　This paper focuses on small and medium enterprises financing in China for the financing of the current situation and problems in the process, analyze the causes and solutions to explore ways to improve the status of Lianyungang Sheng Tai Trading Co., Ltd., broaden its financing channels to make some suggestions to solve the financing problem of Lianyungang Sheng Tai Trading Co., Ltd. 

Keywords   Small Enterprises  Financing Dilemma  Financing Countermeasure