摘要:近些年，随着我国金融体制改革的不断深入，我国商业银行中间业务发展迅速，其创新发展已经成为商业银行竞争的重要手段。本文重点是分析我国商业银行中间业务发展中存在的主要问题，以及解决这些问题的对策。因此，论文从我国商业银行中间业务存在的问题入手，并针对以上问题提出其发展策略。

关键词：商业银行  中间业务  发展对策

Abstract:Along with the in-depth development of reform of financial system in China, the intermediate business in our commercial bank is developing quickly in recent years. It has become one of the most significant competitive approaches for commercial bank to seek for an innovation development. This article attempts to analyze the principal problems which consist in the intermediate business development in our commercial bank and the solution countermeasure. Consequently, the author takes the problems as the point of departure, and puts forward expansionist policy in allusion to the above problems.

Key Words：Commercial bank  Intermediate business  Strategy for development

　　　在经济日益开放和国际竞争化日益激烈的今天，我国商业银行在认识到中间业务发展过程中的问题，通过借鉴国际先进同行的经验，以及寻求有用的实现策略以解决问题，对于促进我国商业银行的发展有着深远的意义和广阔的前景。随着不断发现问题和解决问题的过程，我国商业银行必会实现中间业务的跨越式发展。